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 21 
 on: November 02, 2016, 10:11:50 AM 
Started by Santa Rosa Ins Broker - Last post by Santa Rosa Ins Broker
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YCooper111,

Most laws take effect the first of the year following the approval process.  Most carriers are starting to notify their insureds of this change. It sounds like most if not all of the carriers will be requiring an Exclusion Letter to be completed and kept on file.

State Fund has been using an Exclusion Letter for years.


 22 
 on: October 28, 2016, 11:26:07 AM 
Started by ycooper111 - Last post by ycooper111
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Thank you so much for this clarification! but I do have a quick question and please forgive me if this is a dumb question but if the bill was approved and filed on 08/26/16 why is the effective 01/01/17? 

 23 
 on: September 19, 2016, 12:41:24 PM 
Started by beancounter - Last post by beancounter
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 24 
 on: September 19, 2016, 12:40:07 PM 
Started by beancounter - Last post by beancounter
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 25 
 on: August 31, 2016, 06:08:30 PM 
Started by beancounter - Last post by beancounter
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According to the analyses of the bill:

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06/20/16- Senate Labor And Industrial Relations
:
Under current law, nearly all employees must be covered through either a workers’ compensation insurance policy or a recognized self-insurance certificate.  However, there are some limited exceptions to this rule.  One example is officers and members of a board of directors of a private corporation or managing partners or general partners of a LLC.  In those cases, the individual workers can elect to not be covered by the employer’s workers’ compensation policy. 

However, the existing election process to opt out of coverage is not very clear.  Beyond one limited statutory reference and very little regulatory guidance, insurers and LLCs are left to figure it out for themselves.  You must login to view links.
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The Association of California Insurance Companies (ACIC)
, one of the supporters of this bill, argues that this lack of clarity has led to abuses that have hurt injured workers and driven fraudulent activity. 

AB 2883 seeks to address this challenge by specifying, in the case of an officer or member of the board of directors, that he or she must own at least 15% of the stock of the corporation in order to opt out of workers’ compensation coverage, as well as sign a waiver stating that the individual is a qualifying officer or member.  Similarly, AB 2883 also requires a general partner of a partnership or a managing member of a LLC to execute a waiver to opt out of workers’ compensation coverage.

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08/12/16- Assembly Floor Analysis
:
The law allows officers and owners to opt out of workers' compensation coverage.  The premise is that as key personnel of the company, these people who meet the definition of employee are not necessarily in the class of employee who need the protection of the coverage mandate.  If it makes more sense for these employees to opt out, then they should have that discretion.  However, current law has resulted in abuses.  For example, after a policy period where no losses have occurred, some companies have claimed that numerous employees were not supposed to be covered, and thereby retroactively reduced the premium owed.  More perniciously, some employers were describing janitors as "vice president of sanitation services" or similar designations, thereby denying legitimate employees of workers' compensation protection.  This bill cures these issues.

Therefore, from 1/1/2017 forward, there can never be more than six people excluded.  To get around this, some might establish additional combinable entities to expand the number of employees to exclude.

 26 
 on: June 21, 2016, 02:51:26 PM 
Started by beancounter - Last post by beancounter
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The Bureau has it's own history and you can find it You must login to view links.
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 27 
 on: June 06, 2016, 02:46:29 PM 
Started by beancounter - Last post by beancounter
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Effective January 1, 2016, a new law affects the way California employers who pay piece-rate must compensate their workers, and document their records.  For further details, see the DIR's: You must login to view links.
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Piece-Rate Legislation (AB 1513) Fact Sheet
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FAQ's


An employer that elects to participate in the affirmative defense provisions of the statute, must provide You must login to view links.
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a written notice
to the Department of Industrial Relations, by no later than July 1, 2016, of the employer’s election to make payments to its current and former employees.  The Department will post on its website either a You must login to view links.
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list of the employers who have provided the required notice
or copies of the actual notices, and these materials will remain posted until March 31, 2017. 

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summary of the new law
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 28 
 on: May 25, 2016, 11:14:32 AM 
Started by beancounter - Last post by beancounter
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The Classification and Test Audit Insight e-newsletter highlights common classification and test audit issues of interest to auditors, underwriters and others.  Editions are issued bi-weekly and past editions are storedYou must login to view links.
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 29 
 on: May 08, 2016, 12:07:17 AM 
Started by beancounter - Last post by beancounter
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James R. Urquhart III's Independent Contractor Report
for California.

 30 
 on: March 10, 2016, 04:21:18 PM 
Started by beancounter - Last post by beancounter
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I can hardly believe it's been eight years since I started Auditbible in 2008 Shocked

I originally started AuditBible to provide a tool for those in, and affected by, the workers' comp industry as a place for people to get answers and share their expertise regarding classifications and rules.  I imagined that, one day, many discussions would be taking place between people from all across the country helping each other understand the rules & regulations.

Due to lack of interest or need, it has essentially evolved into my personal online file cabinet where I store helpful resources.  After changing employers, computers, passwords, etc. AuditBible has become the one constant for me.  No matter what, I know my resources are safely stored here, able to be accessed no matter what the circumstance.

As long as my hosting costs remain affordable, it will continue to be here for all who wish to use it - free of charge.  So far, only the first year paid for itself via ad click revenues.  It hasn't earned anything since then.  If you find it useful and want to see AuditBible continue to exist, please check out some of our advertisers.

To begin, I created three online memberships so I could track the various permission levels.  So, when you see Auditor1, AuditorBob, and Beancounter - they're all me.  One of these days maybe I'll consolidate.

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